MEET Stephanie Black

Hey, I'm Stephanie!

I've been helping people with their credit for over 20 years with phenomenal results.

In 2010 I created what I call the "Credit Action Plan". This is what sets Andorra Credit Advocates apart from everyone else.

Free Consultation

Personalized Credit Action Plan

Free Debt Action Plan

Monthly progress updates

Dispute inaccurate information

Legal help with FCRA violations

How We Are Different

Most credit repair programs stop at removing negative marks on your report, but we know that’s just one small piece of the puzzle. Our comprehensive approach includes personalized credit-building plans designed to improve your overall credit picture. We call this the Credit Action Plan.

We offer guidance on how to manage and sustain good credit.

Ongoing education and tools to help you stay on track, even after your credit has improved. We also provide a free Debt Action Plan to create a strategy to pay off your debts quickly and save money in interest.

We don’t just want to fix your credit; we want to empower you with the financial confidence to make better decisions for your future.

OUR SERVICES

Transform Your Credit with Our

Credit Action Plan


Your credit shouldn’t limit your future. Our all-inclusive, personalized credit repair service helps you rebuild, improve, and protect your credit, opening doors to new financial opportunities

Free Customized Debt Action Plan, Receive a Proven Path to Financial Stability

With no cost and no obligation, this plan gives you clear, actionable steps to start reducing debt and improving your credit score right away. Join the many clients who’ve transformed their credit and their lives with our strategic approach. Click below to get started!

Dispute Assistance & FCRA Violation Checks to Clean Up Your Credit


Negative items and errors on your credit report can hold back your credit score and limit your financial options. We work with all three major credit bureaus to dispute inaccuracies and outdated items, helping you clear your report and boost your score. In addition, we review your report for potential Fair Credit Reporting Act (FCRA) violations, holding creditors accountable and protecting your financial integrity.

Monthly Progress Updates & Ongoing

Credit Score Monitoring


Tracking your progress is key to staying on track. With our monthly updates, you’ll see exactly how your credit is improving and where your scores stand in relation to mortgage requirements. Our continuous credit score monitoring service keeps you informed of any changes to your credit,

Get In Touch

Goodyear, AZ, USA