Is Your Credit Report

holding you back?

Have you been turned down for credit, unable to qualify for a car or mortgage or need to build credit fast? We can help you with our full-service credit restoration plan that includes:

  • Credit Action Plan

  • Debt Action Plan

  • Dispute inaccurate information

  • Optimize your credit for a home loan

  • $0 to start and no payments for 30 days

MEET Stephanie Black

Hey, I'm Stephanie!

I've been helping people with their credit for over 20 years with phenomenal results.

In 2010 I created what I call the "Credit Action Plan". This is what sets Andorra Credit Advocates apart from everyone else.

Free Consultation

Personalized Credit Action Plan

Free Debt Action Plan

Monthly progress updates

Dispute inaccurate information

Legal help with FCRA violations

How We Are Different

Most credit repair programs stop at removing negative marks on your report, but we know that’s just one small piece of the puzzle. Our comprehensive approach includes personalized credit-building plans designed to improve your overall credit picture. We call this the Credit Action Plan.

We offer guidance on how to manage and sustain good credit.

Ongoing education and tools to help you stay on track, even after your credit has improved. We also provide a free Debt Action Plan to create a strategy to pay off your debts quickly and save money in interest.

We don’t just want to fix your credit; we want to empower you with the financial confidence to make better decisions for your future.

OUR SERVICES

Transform Your Credit with Our

Credit Action Plan


Your credit shouldn’t limit your future. Our all-inclusive, personalized credit repair service helps you rebuild, improve, and protect your credit, opening doors to new financial opportunities

Free Customized Debt Action Plan, Receive a Proven Path to Financial Stability

With no cost and no obligation, this plan gives you clear, actionable steps to start reducing debt and improving your credit score right away. Join the many clients who’ve transformed their credit and their lives with our strategic approach. Click below to get started!

Dispute Assistance & FCRA Violation Checks to Clean Up Your Credit


Negative items and errors on your credit report can hold back your credit score and limit your financial options. We work with all three major credit bureaus to dispute inaccuracies and outdated items, helping you clear your report and boost your score. In addition, we review your report for potential Fair Credit Reporting Act (FCRA) violations, holding creditors accountable and protecting your financial integrity.

Monthly Progress Updates & Ongoing

Credit Score Monitoring


Tracking your progress is key to staying on track. With our monthly updates, you’ll see exactly how your credit is improving and where your scores stand in relation to mortgage requirements. Our continuous credit score monitoring service keeps you informed of any changes to your credit,

Our low-cost services

Is your credit score holding you back? Andorra Credit Advocates is on your side, taking advantage of powerful strategies to fight the injustices in your credit reports.

Our Premium Service

  • In depth credit evaluation

  • Personalized credit action plan

  • Debt action plan

  • Attention to all three credit bureaus

  • We work with licensed attorneys to advocate for your rights

No fee due for 30 days

If you stay beyond that initial period, you'll pay $165 for work already completed. Additional months of service cost that same amount. Our programs last 4-6 months.

Reviews

Before I started life coaching with [Your Life Coach Company], I felt stuck and overwhelmed in both my career and personal life. The guidance and support I received were truly life-changing. My coach helped me set clear goals, reframe my mindset.

JANE DOE

I've always been a skeptic about coaching, but my experience with [Your Life Coach Company] has been nothing short of extraordinary. The coaching sessions allowed me to explore my inner self, confront deep-seated fears.

JANE DOE

I was at a point in my life where I felt disconnected from my loved ones, and it was taking a toll on my happiness. [Your Life Coach Company] provided me with the tools to improve my communication and emotional intelligence.

JANE DOE

FAQS

What makes our credit repair services different from others?

We offer personalized credit and debt action plans and place all funds in a trust account until your credit improves, ensuring transparency. We provide ongoing support and monthly progress reports, so you know exactly what we are doing and what your action items are. We work together as a team with your mortgage provider if you are in the process of purchasing a home.

What credit scores do you focus on improving?

We focus on optimizing for FICO scores, which is a commonly used metric in the mortgage industry.

How quickly can I expect to see results?

Everyone's situation is unique which is why we always offer a free consultation. However, unlike many credit repair companies that keep you paying for months, our average program lasts between 3 and 6 months.

What’s involved in your monthly progress updates?

Each month, we review your credit improvements, adjust your action plan if needed, and provide updated credit scores.

What happens during the free consultation?

We assess your credit challenges, ensuring we’re a good fit and explaining how our services work.

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How does the free debt action plan work?

After a free consultation, we design a debt plan specifically for you, with strategies to pay off debt faster and improve your financial health.

Get In Touch

Goodyear, AZ, USA